Wirex, a full-stack crypto card issuer and Banking-as-a-Service (BaaS) provider, announced it is powering the launch of the Collective Memory Card — giving creators on the decentralized social platform the ability to earn earn from content and spend those earnings seconds later at any merchant worldwide.

While traditional social platforms often take days or weeks to pay creators, Collective Memory enables real-time access to earnings. Creators earn ATTN tokens when others stake on their content and can convert those rewards into spendable funds instantly.

 This is a first for social media — instant liquidity from content creation to card payment. The partnership highlights Wirex's BaaS platform as a foundation for the next wave of social, creator, and onchain payment experiences.

Through a single API integration, Collective Memory gains access to Wirex's complete BaaS stack:

• Non-Custodial Card Issuance — Virtual and physical debit cards that allow creators to spend their earnings while retaining control of their assets, with Apple Pay and Google Pay support.
• Real-Time Token-to-Fiat Conversion — Instant conversion of ATTN token earnings to spendable currency at point of sale, with zero prefunding requirements.
• EUR & USD IBAN Accounts — Named virtual IBANs with SEPA Instant and Faster Payments connectivity, supporting fiat on- and off-ramps across more than 30 countries.
• Unified Balance Management — A streamlined wallet experience that brings together creator rewards, staking yields, and fiat balances in one place.

"Collective Memory is pioneering a model where creators actually get paid for their contributions — and now they can spend those earnings instantly," said Daniel Rowlands, General Manager, Onchain Finance at Wirex. "Our BaaS infrastructure bridges the gap between onchain creator rewards and real-world spending. No waiting for payouts, no complex withdrawals — just earn and spend. This is what the creator economy should look like."