Braiin Limited ("Braiin" or the "Company"), a global AI platform company delivering automation and predictive analytics across precision agriculture, customer experience and property technology, announces the deployment of Home.cc’s strategic collaboration with ClearBank embedded banking infrastructure which will significantly strengthen Braiin's strategic position at the intersection of embedded banking, financial technology infrastructure, digital payments, and residential commerce.

The combination of Braiin, Home.cc, and ClearBank-powered banking infrastructure creates a highly differentiated platform capable of participating across multiple consumer transactions throughout the residential lifecycle. This announcement follows Braiin’s previously announced proposed acquisition of Home.cc, through its strategic partnership with Home, to build an AI-native Living Infrastructure platform, the integration of embedded utility and telecom switching capabilities through Switchcraft, and the Company’s recent New Zealand launch as part of its broader ANZ expansion strategy.

“As residential services are increasingly converging around digital onboarding, payments, financial services, utilities, insurance, telecommunications and AI-powered customer engagement,” said Natraj Balasubramanian, Chief Executive Officer of Braiin Limited. “We believe the next generation of residential technology platforms will need to combine embedded distribution with the transaction infrastructure required to support recurring customer relationships. Home.cc’s strategic collaboration with ClearBank enabled banking infrastructure represents an important extension of that strategy by adding a banking-grade payments and settlement layer to the residential lifecycle. Clearbank is the right choice for Braiin as one of the United Kingdom's leading cloud-native clearing banks and embedded banking providers.”

ClearBank Infrastructure Expands Braiin’s Fintech & Embedded Commerce Capabilities

Braiin’s deployment of ClearBank’s embedded infrastructure materially transforms the strategic potential of Braiin’s LivTech platform by introducing banking-grade payments and account infrastructure directly into the residential customer journey. Rather than operating solely as a utility connection or tenant engagement platform, Braiin is evolving a fully integrated financial and residential services ecosystem capable of orchestrating payments, settlements, account functionality and recurring consumer transactions from a single digital environment.

The integration of ClearBank infrastructure enables:

• Embedded banking capabilities
• Real-time payment processing
• Open banking connectivity
• Rental and property-related financial services
• AI-powered financial orchestration
• Automated recurring payment management
• Digital wallet and settlement capabilities
• Embedded consumer finance solutions
• Cross-platform transaction intelligence
  
  

Braiin believes these capabilities significantly expand the addressable market opportunity beyond traditional PropTech and into the broader financial infrastructure ecosystem supporting residential consumers. When combined with AI orchestration and embedded distribution, the ClearBank-enabled infrastructure is expected to support recurring revenue opportunities across residential transactions, household payments, tenant services, insurance, telecommunications, subscriptions, utility management and broader household commerce.