CITGO Launches PlusPAY™ to Power Secure, Bank-Direct Mobile Payments and Loyalty Savings

25 February 2026 | Wednesday | News

Integrated within the Club CITGO app, the new ACH-based payment option delivers 10¢ per gallon rewards, faster checkout with no debit holds, and a seamless, card-free experience at participating locations.
Picture Courtesy | Public Domain

Picture Courtesy | Public Domain

Responding to evolving consumer preferences for digital, flexible, and loyalty-driven payment solutions, CITGO Petroleum Corporation is launching its latest mobile payment method: CITGO PlusPAY™. This new Automated Clearing House (ACH) payment option, integrated within the Club CITGO app, offers customers a secure, direct-from-bank payment method designed to enhance convenience and value at participating CITGO locations.

With CITGO PlusPAY, customers can manage the entire payment process right from their phone: linking their bank account within the Club CITGO app, completing payments directly debited from their bank account, receiving loyalty rewards and viewing transactions. The all-in-one mobile payment experience delivers convenience and extra savings at their fingertips.

"Our CITGO PlusPAY mobile payment method employs advanced encryption and real-time authorization protocols, ensuring transactional security from initial enrollment through every payment," said Joey Low, Manager Marketing and Loyalty Programs. "This architecture provides robust fraud protection and identity verification, eliminating the necessity for physical currency and offering customers a streamlined, digitally secure method for their fuel or in-store purchases."

CITGO PlusPAY benefits include:

  • Loyalty Savings: A minimum of 10¢ per gallon reward up to 30 gallons for consumers on each transaction as well as reduced fees for CITGO retailers.

  • Faster Checkout: Transactions are processed quickly at the pump or in-store with no debit holds.

  • No Credit Card Required: Ideal for customers who prefer not to carry cash or physical cards for a better payment experience and no costly credit card fees.

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