CrediLinq, the AI-powered embedded finance platform that is revolutionizing access to growth capital for underserved digital-first SMEs globally, announced the close of its USD $8.5 million Series A funding round. The round was led by OM/VC and MS&AD Ventures. New investors include Citi North America and Rustem Family office.  Returning investors include 500 Global, Epic Angels, 1982 VC and Big Sky Capital.

CrediLinq will immediately accelerate geographic expansion, starting with the United States and subsequently into the United Kingdom and Australia.  The company will look to partner with larger digital platforms in these markets to drive user growth, enabling digitally native businesses transacting on platforms to access capital. 

In addition, CrediLinq will strengthen its leadership bench in sales, marketing, product and tech to support expansion in the target markets.  A significant portion of the funds will also be invested in enhancing the company's technology stack — with continual improvement of AI-led credit algorithms that use the SME's real-time digital footprint including platform data, unstructured data, bureau information and the like, to reduce non-performing loans (NPLs), improve 'Default On' collections, and build agentic workflows to drive efficiency.