OnePay Expands Rewards Program Through Partnership With Rakuten Card Linked Offer Network

OnePay, the consumer fintech trusted by millions of Americans to help make money management easier, announced a new partnership with the Rakuten Card Linked Offer Network to expand OnePay Rewards, bringing more merchant offers and new ways for customers to earn directly within the OnePay app.

Through the partnership, Rakuten’s card-linked offers will be seamlessly integrated into the OnePay experience, allowing customers to activate deals and earn rewards automatically when they pay with a OnePay debit or credit card, or any eligible card linked to their OnePay Wallet. Customers will be able to turn on multiple offers at once, with no limits on activations—eliminating the need to hunt for deals, rotate offers, or change payment behavior.

The enhanced rewards experience is designed to meet customers where they already manage their money, transforming everyday spending into effortless earning.

“Rewards work best when they’re built into how people already pay,” said Jen Jia, General Manager of OnePay Wallet. “Partnering with Rakuten Card Linked Offer Network will make it even easier for OnePay customers to earn value—without changing how they already pay. This strategic integration strengthens our customer offering and gives us a powerful way to drive deeper engagement and loyalty across our platform.”

The Rakuten partnership adds a broad range of offers from top merchants, which will begin rolling out to OnePay users in the coming months. By embedding card-linked offers directly into the app, OnePay aims to simplify rewards while maximizing value for customers’ everyday purchases.

“Our collaboration with OnePay aligns perfectly with Rakuten’s mission to deliver rewarding experiences to customers,” said Christine Maitland, General Manager of Rakuten Card Linked Offer Network. “OnePay’s integrated financial ecosystem and strong understanding of consumer financial behavior make it an ideal partner. Together, we’re turning everyday purchases into an effortless earning opportunity.”

With this expansion, OnePay continues to build out a more integrated financial experience—combining payments, money management, and rewards in one place—while giving customers more ways to earn where they already manage their money.