Clio, the world's leading legal AI technology platform, announced two major advances in its financial services offerings: Pay Later with Affirm , the payment network that empowers consumers and helps merchants drive growth, and Clio Capital, a capital advance program. Together, these solutions mark a new chapter in Clio's long-standing commitment to transforming the financial experience of running a law firm.

For decades, law firms and their clients have struggled under a misaligned financial model. Firms often require large upfront retainers to begin work, while clients may not have immediate access to funds, even when future financial outcomes are expected. These financial frictions can affect both firms and clients, limiting access to legal services and constraining firm growth.

Clio is addressing these challenges directly with Pay Later and Clio Capital. Pay Later with Affirm gives approved clients the option to pay over time for legal fees in monthly or biweekly installments. Affirm never charges late fees, hidden fees, or compounding interest, so clients always know what they'll pay.   For law firms, this improves cash flow and allows them to serve a wider range of clients. Clio Capital complements this by providing firms with fast and reliable access to funds, helping them manage cash flow or invest in growth opportunities with confidence. Together, these services give firms financial flexibility while offering clients a smarter, more flexible way to pay for  legal services.

By embedding these services directly into Clio Payments and Clio Manage, Clio ensures that every transaction is seamlessly reconciled, fully compliant with trust accounting rules, and part of a single, centralized workflow. Law firms benefit from predictable revenue and reduced financial stress, while clients gain access to flexible payment options that align with their needs.